Debra Cosma

1020 Nw Terrace St

Waldport, OR
$ 749,500 Beds 2 Baths 2 Sq 1,640
Monthly Estimate* How much can I afford?

This exceptional single-level builder's own custom home offers quality, craftsmanship, and thoughtful design just ¼ mile from the beach between Yachats and Newport. The open floor plan showcases natural light, forest views, and beautiful landscaping from the abundant windows and 8’ doors trimmed with Douglas Fir. The living room features a stunning full surround tile gas fireplace. The chef’s kitchen includes Bosch appliances, Quartzite natural stone countertops, built-in dining booth, large island with a breakfast bar, and high-quality cabinetry. The bedrooms are privately situated at opposite ends of the home with deck and hot tub access. The primary bath features radiant-heated floors and a walk-in tile shower, while the guest bath offers a 6-foot tub and a tile shower. Enjoy entertaining in the wind-protected setting on the firepit patio. Grow your own vegetables in the new greenhouse & garden. Other features include RV parking w/ sewer & electric, oversized garage, & storage shed. One seller is a licensed Principal Broker in the state of Oregon.

Active

  • Price
  • $ 749,500
  • City
  • Waldport
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • LINCOLN
  • Half Bathrooms
  • 0
  • Area
  • 200
  • Lot Size
  • 0.51 Acres
  • Zip
  • 97394
  • Sqr Footage
  • 1,640
  • Year Built
  • 2021
  • Taxes
  • $ 5160
  • Style
  • Stories1,Contemporary
  • MLS#
  • 660540042
Listed By: Bend Premier Real Estate -
Data Source: Regional Multiple Listing Service (RMLSOR)

Features

General

Sewer Other
Heating Ductless
Cooling Other
Roof Membrane
Appliances BuiltinOven,Dishwasher,Disposal,FreeStandingRefrigerator,Microwave
Zoning R1
HOA Fee 300.0
Garage Spaces 2.0
Architectural Style Stories1,Contemporary
Year Built 2021
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2025
Parcel Number R504475
Accessibility AccessibleDoors,AccessibleFullBath,AccessibleHallway,MainFloorBedroomBath,OneLevel
Assoc Fee Paid Per Annually
County Lincoln
Property Type Residential
HOA Yes
Subdivision Name Oceanview Terrace
Full Baths 2
Status Active
Directions Driving South,go 1/4 mile South of Driftwood State Park,turn left on Terrace Street,4th on left.
High School Waldport
City Waldport
Disclosures Disclosure
MLS Area _200
Lot Size Square Feet 22215.0
Listing Terms Cash,Conventional,VALoan
Elementary School Crestview Hghts
Tax Annual Amount 5160.42
Middle/Junior High School Waldport
Property Condition Resale
Standard Status Active
Accessory Dwelling Unit Y/N No
ViewDescription Territorial,TreesWoods
Legal Description PROPERTY ID R504475 OCEANVIEW TERRACE,LOT 4,DOC201809085
SeniorCommunityYn False
ADU False

Interior Features

Interior Amenities Laundry
Total Fireplaces 1
Fireplace Features Propane
Hot Water Electricity
Window Features DoublePaneWindows,VinylFrames
Total Bathrooms 2.0
FuelDescription Electricity,Propane
Total Bedrooms 2
Total Baths 2

Exterior Features

Exterior Amenities Deck,Fenced,Garden,Greenhouse,RVParking,ToolShed
Parking Features Driveway
Lot Features Wooded
Water Source PublicWater
Total Parking 2.0
Garage Type Attached
Exterior Description Other
Foundation Details StemWall
Building Area Total 1640.0
Lot Size Acres 0.51
Road Surface Type Paved

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hillsboro, OR office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Crestview Hghts Elementary School
Middle School Waldport Middle School
High School Waldport High School

Price History

5/19/2026 Listed $785,000
6/9/2026 2% - $774,500
7/20/2026 4% - $749,500

Property vs Zip Code Average in 97394

Price
AVG $500K
$750K
Taxes
AVG $5,504
$5,160
Year Built
AVG 1987
2021
Visits
AVG 45
75
Data Provided by Inside Real Estate®

Areas That We Cover

1020 Nw Terrace St Waldport, OR is a Single Family Home for sale at $749500 with 1640 sqft and a lot size of 0.51 Acres Acre(s). 1020 Nw Terrace St Waldport has 2 bedrooms, 2 baths and was built in 2021. The property's zip code is 97394 which is in Waldport, OR

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Debra Cosma

Debra Cosma

971-297-3357

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